Blog Peoples Savings Bank

person taping their credit card on a point of sale terminal at a boutique store.

Understanding Your Credit Limit: What It Means and Why It Matters

Credit cards can be a great financial tool, helping you cover expenses, build your credit score, and even earn rewards. But there’s one key number on your credit card statement that deserves your attention: your credit limit. If you’ve ever wondered what your credit limit really means, how it’s determined, or why it even matters, […]

photo of a hundred dollar bill with Benjamin franklin.

19 Historical Figures in Finance: Shaping the World of Banking

Ever wondered how modern banking, investing, and financial policies came to be? The world of finance didn’t evolve overnight—it was shaped by brilliant minds who changed the way we think about money, markets, and economic growth. From early economic philosophers to banking titans and investing legends, let’s take a journey through history to meet some […]

Two people representing Gen Z walking and talking.

Gen Z And Their Finances: What They’re Getting Right (And What They Can Learn From Millennials And Gen X)

this generation is growing up with smartphones in their hands, side hustles as a norm, and a desire for financial freedom that’s influencing the entire economy. But just like every generation before them, they have lessons to learn—and teach. Whether you’re a Gen Zer, a Millennial, or a Gen Xer trying to figure out how […]

couple looking at a laptop and working on their taxes.

7 Ways To Make The Most Out Of Your Tax Refund

Are you expecting a tax refund this year? Congratulations! You’ve got a golden opportunity to give your finances a boost. Instead of splurging on something impulsive, consider using your tax refund to create a stronger financial foundation. Here are 7 smart ways to use your tax refund this year: 1. Pay Off High-Interest Debt If […]

Filing Taxes For The First Time? Here’s What You Need To Do

Filing taxes for the first time can be daunting, but with the right guidance, it doesn’t have to be overwhelming. At Peoples Savings Bank (PSB), we’re committed to helping you navigate the tax filing process with ease. Follow these steps to file your taxes for the first time, take advantage of common tax deductions, and […]

man and woman looking over their financial documents

Love + Money: Financial Planning For Couples

As a couple, navigating the world of finances can be a daunting task. Whether you’re in a one-income or two-income household, managing your money wisely is crucial for a happy and healthy relationship. At Peoples Savings Bank (PSB), we understand the importance of financial planning for couples. Today, we’ll share valuable tips on savings, budgeting, […]