Personal Checking


Personal Accounts

Peoples Savings Bank understands that your needs are diverse. That’s why you need a bank that has a variety of options to serve you. Peoples Savings Bank has options from free checking to online checking accounts to so much more, we have the perfect solution for you. To learn more about a particular account scroll down this internet page.

Rhineland: P: 573-236-4414
Hermann: P: 573-486-1444
New Florence: P: 573-835-4414
Montgomery City: P: 573-564-3444
New Haven: P: 573-237-3322
New Melle: P: 636-398-5600
WingHaven: P: 636-561-5500
  PSB Free Checking PSB Regular Checking Green Plus Checking Green Premium Checking Now Checking Money Market Gold Money Market PSB Savings Christmas Club* Youth Savings**
Minimum Opening Balance   $300.00 $50,000.00 $1000.00 $2,500.00 $50,000     $25.00
Minimum Balance     $300.00 $50,000.00 $1,000.00 $2,500.00 $2,500.00     $25.00
Monthly Service Charge if Balance Falls Below Minimum Balance     $5.00 $25.00 $7.50 $10.00 $10.00     $1.00
Bank Stock Debit Card          
ATM Card                
One Box of Bank Stock Checks per Year            
Online Banking Minimum Opening Balance *** *** ***
Bill Pay      
e-Statements *** *** ***
Telephone Banking
Mobile Banking
Mobile Deposit
Paper Statements $4.00 $4.00 $4.00
Pays Interest     Monthly Monthly Monthly Monthly Monthly Quarterly Quarterly Quarterly
Preauthorized Transfers Limited to 6           * **
Telephone Transfer/Inquiry Change (per transaction)    
Automatic Transfer for Overdraft Protection Charge (per transfer)    
Overdraft Charges  
Return Check Charge  
Dormant Fee  
Negative Balance Closing Fee  

*Withdrawl Limitations: Withdrawals are not allowed from this account.
**Withdrawl limitations: You may make 3 withdrawals per month from this account. If you make more than 3 withdrawals per month you will be charged a $1.00 service charge.