Personal Checking

Personal Accounts

Peoples Savings Bank understands that your needs are diverse. That’s why you need a bank that has a variety of options to serve you. Peoples Savings Bank has options from free checking to online checking accounts to so much more, we have the perfect solution for you. To learn more about a particular account scroll down this internet page.

Rhineland: P: 573-236-4414
Hermann: P: 573-486-1444
New Florence: P: 573-835-4414
Montgomery City: P: 573-564-3444
New Haven: P: 573-237-3322
New Melle: P: 636-398-5600
WingHaven: P: 636-561-5500
* Required
** Withdrawal Limitations
= Included With Account
PSB Free Checking PSB Regular Checking Green Plus Checking Green Premium Checking Now Checking Money Market Gold Money Market PSB Savings Christmas Club** Youth Savings** Health Savings
Minimum Opening Balance $300.00 $50,000.00 $1000.00 $2,500.00 $50,000 $25.00
Minimum Balance $300.00 $50,000.00 $1,000.00 $2,500.00 $2,500.00 $25.00
Monthly Service Charge if Balance Falls Below Minimum Balance $5.00 $25.00 $7.50 $10.00 $10.00 $1.00
Bank Stock Debit Card
ATM Card
One Box of Bank Stock Checks per Year FREE FREE FREE FREE FREE Charge Charge Charge
Online Banking Minimum Opening Balance * * *
Bill Pay
e-Statements * * *
Paper Statements $4 $4 $4
Pays Interest Monthly Monthly Monthly Monthly Monthly Quarterly Quarterly Quarterly Monthly
Minimum Transaction Requirement None None None None None None None None None None None
CHARGES AND FEES
Deposit Bad Check Fee None None None None None None None None None None None
Preauthorized Transfers Limited to 6 No Limit No Limit No Limit No Limit No Limit Limit=6 Limit=6 Limit=6 Limit=6
Telephone Transfer/Inquiry Change (per transaction) $2 $2 $2 $2 $2 $2 $2 $2
Automatic Transfer for Overdraft Protection Charge (per transfer) $5 $5 $5 $5 $5 $5 $5
Return Check Charges $30 $30 $30 $30 $30 $30 $30 $30 $30
Dormant Fee $2 $2 $2 $2 $2 $2 $2 $2 $2
Negative Balance Closing Fee $25 $25 $25 $25 $25 $25 $25 $25 $25

Please reference the full fee disclosure provided at account opening for all fee details.