Account Requirements

• No minimum balance required

Fees and Charges

The following fees and charges apply to this account:

• Overdraft Charge: $30.00/item
  • Maximum overdraft charge per day: $180.00
  • No Charge for overdraft items less than $5.00
  • No charge if your account balance is between -$5.00 and $0.00
• Return Check Charge: $30.00/item (maximum $180.00 per day)
• Telephone Transfers: $2.00/ Transfer
• Automatic Overdraft Transfer Charge (per transfer): $5.00 ($50 increments)
• Extra Statement: $4.00/statement
• Account Reconciliation/Research: $30.00/hour (1 hour minimum)

Additional Terms:

• Interest Accrues quarterly, compounds quarterly, credits quarterly
  • At our discretion we may change the interest rate on your account.
• If the account is closed prior to interest posting: Interest is forfeited.

The following additional terms apply to this account: A dormant fee of $5.00 will be charged each month on balances below $200.00 if for one year (previous) there has been no activity or other indication in writing from you of an interest in this account.

If your account is closed with a negative balance a $25.00 fee will be applied to the negative balance amount.

Online account opening is only available to residents of the following states: Missouri, Arkansas, Illinois, Kansas, & Iowa. 

Account Requirements

• No minimum balance required

Fees and Charges

The following fees and charges apply to this account:

• Extra Statement: $4.00/statement
• Account Reconciliation/Research: $30.00/hour (1 hour minimum)

Additional Terms

• The entire account balance is disbursed annually in November of each fiscal year.
• Interest Accrues quarterly; compounds quarterly; credits quarterly.  At our discretion we may change the interest rate on your account.
• If the account is closed prior to interest posting: Interest is forfeited.
• The Super Savers Club year is from November 1 to October 31.

If your account is closed with a negative balance a $25.00 fee will be applied to the negative balance amount.

Online account opening is only available to residents of the following states: Missouri, Arkansas, Illinois, Kansas, & Iowa. 

Account Requirements

• Minimum Balance $25.00
• Minimum deposit to open account $25.00
• Customer may make 3 withdrawals per month from this account.
• Account holder must be under 18 years of age.
• When account holder turns 18, this account will automatically be converted to the PSB Savings Account.

Fees and Charges

The following fees and charges apply to this account:

• Failure to meet minimum balance any day in the statement period: $1.00
• Exceed the number of withdrawals allowed: $1.00
• Overdraft Charge: $30.00/item
  • Maximum overdraft charge per day: $180.00
  • No Charge for overdraft items less than $5.00
  • No charge if your account balance is between -$5.00 and $0.00
• Insufficient Funds: $30.00/item (maximum $180.00 per day)
• Extra Statement: $4.00/statement
• Telephone Transfer: $2.00
• Automatic Overdraft Charge (per transfer): $5.00 ($50.00 increments)
• Account Reconciliation/Research: $30.00/hour (1 hour minimum)

Additional Terms

• Interest Accrues quarterly; compounds quarterly; credits quarterly.  At our discretion we may change the interest rate on your account.
• If the account is closed prior to interest posting: Interest is forfeited.
• When customer turns 18 the Youth Savings Account transitions to a Regular Savings.
• Minimum Balance to obtain the disclosed annual percentage yield: $25.00

The following additional terms apply to this account: A dormant fee of $5.00 will be charged each month on balances below $200.00 if for one year (previous) there has been no activity or other indication in writing from you of an interest in this account.

If your account is closed with a negative balance a $25.00 fee will be applied to the negative balance amount.