Rev. 05/01/2024
| FACTS | WHAT DOES PEOPLES SAVINGS BANK OF RHINELAND DO WITH YOUR PERSONAL INFORMATION? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income, Account balances and transaction history, and Payment history and credit history |
| How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Peoples Savings Bank of Rhineland chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Peoples Savings Bank of Rhineland share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes— to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | Yes |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes— information about your creditworthiness | Yes | Yes |
| For nonaffiliates to market to you | No | We don’t share |
| Questions | Call 573-409-4057 or go to www.ourpsb.com |
| To limit our sharing | Please note: If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. Phone numbers (personal information) collected for SMS consent will not be shared with third parties or affiliates for marketing purposes. |
| Who we are | |
|---|---|
| Who is providing this notice? | Rhineland BancShares, Inc., Peoples Savings Bank Of Rhineland, and Peoples Savings Wealth Management, LLC |
| What we do | no |
|---|---|
| How does Peoples Savings Bank of Rhineland protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Peoples Savings Bank of Rhineland collect my personal information? | We collect your personal information, for example, when you
|
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
|
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account |
| Definitions | no |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include financial companies, such as Rhineland Banchshares, Inc. Peoples Savings Bank of Rhineland, a wholly owned subsidiary of Rhineland BancShares, Inc. and Peoples Savings Wealth Management, LLC, a wholly owned subsidiary of Peoples Savings Bank of Rhineland. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Peoples Savings Bank of Rhineland does not share with non-affiliates so they can market to you. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partner(s) include Insurance Companies, Credit Card Companies, Identity Theft Insurance Providers, and Financial Product or Service Companies |
| Other important information | Special Notice For State Residents. In many jurisdictions, there are laws and regulations governing the handling of personal data, Peoples Savings Bank of Rhineland commits to not sharing personal information to comply with these laws and avoid potential legal consequences. |