Here’s What You Can Expect:

Step 1: Understanding You 

• We start by getting to know your financial situation, gathering important details, and discussing your financial goals and aspirations.

Step 2: Developing a Tailored Plan  

• Using advanced financial planning tools, we analyze your information to create a customized plan that addresses your specific needs and goals.

Step 3: Implementing Recommendations 

• Once we’ve developed your plan, we’ll provide clear, actionable recommendations, and guide you through the process of putting those recommendations into action.

Step 4: Ongoing Support and Review 

• Your financial needs and goals may change over time. That’s why we’re committed to reviewing your plan annually and adjusting it to keep you on track toward achieving your goals.

Advanced Tools and Expert Insights

To provide the most accurate and tailored advice, we use cutting-edge financial analysis tools. These tools allow us to assess your risk tolerance, track your progress, and create a detailed financial plan. We also ensure you have access to a comprehensive overview of your financial situation, which can be shared with your tax or legal advisors if desired.

Long-Term Partnership and Fiduciary Commitment

At PSWM, we’re not just here for one-time advice—we’re here to build a long-term partnership. We’ll regularly review and update your financial plan as needed to ensure it continues to meet your needs. As fiduciaries, we’re legally and ethically committed to always acting in your best interest, providing you with objective advice and responsible guidance.

Whether you are in the stage of accumulating assets for retirement or are already retired and considering a distribution strategy, we are here to assist you. The initial step in this process involves a complimentary review of your existing insurance coverages and investment statements.

Key Questions We Will Help You Answer:

1. What are your financial goals?
2. How much risk are you comfortable taking?
3. How do your goals and risk tolerance share your financial plan?
4. How do life changing events affect your financial plan?

This is planning for common risks such as unexpected death, disability, or incapacity in later years. This process can start with a complimentary review of your current insurance coverage to see if they are sufficient to meet your needs.

Key Questions We Will Help You Answer:

1. Is your current insurance coverage sufficient to protect your family in the event of death or disability?
2. Are you prepared financially if an unexpected event like illness or injury prevents you from working?
3. How would long-term care needs impact your financial plan in later years?
4. Have you considered how your loved ones would be financially supported if you became incapacitated or passed away?

We provide personalized solutions for families, such as wealth preservation and special care requirements. We integrate risk management and retirement planning to guide wealth transfer. Working with you, your family, and your tax/legal professionals, we create a tailored plan. This process can start with a complimentary review of your insurance, investments, and legal documents.

Key Questions We Will Help You Answer:

1. How can you ensure your wealth is preserved and transferred according to your wishes?
2. Do you have the appropriate legal documents (wills, trusts, etc.) in place to protect your family?
3. What strategies can be implemented to reduce estate taxes and maximize your estate’s value?
4. Are your retirement and insurance plans integrated into your estate strategy for seamless wealth transfer?

If you own your own business, you have a unique set of opportunities. We can
assist in developing business exit strategies and also methods of maximizing your retirement plans. We can also assist you in keeping and rewarding your key employees and mitigating business risk.

Key Questions We Will Help You Answer:

1. Do you have a strategy in place for exiting your business when the time comes?
2. Are you maximizing your business retirement plans to meet your personal retirement goals?
3. How can you retain and reward your key employees to ensure long-term success?
4. Is your business succession plan aligned with both your business and personal financial objectives?